Desjardins (AccèsD) → Monarch Money Reconciliation Guide

Convert Desjardins PDF Statements (French/English) to Monarch Money CSV

Why This Breaks in Monarch Money:

Desjardins statements format currency with spaces and comma decimals (e.g., 1 245,50 $) and French month abbreviations (févr., déc.), which fail Monarch’s US-formatted CSV parser.

How the Local Parser Fixes It:

Normalizes French month names to ISO YYYY-MM-DD dates, converts comma decimals to standard signed dot-decimals (-1245.50), and checks the statement’s Solde précédent / Nouveau solde math.

3-Step Workflow: 1. Download your Desjardins PDF statement from AccèsD.2. Drop the PDF into the parser above to normalize dates and decimal separators in browser RAM.3. Download the Monarch-ready CSV.
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Bank or Card Statement (PDF)

CA & US .PDF

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Works with all major Canadian & US checking and credit card PDF statements
Automatic checksum verification100% Client-Side
2

Monarch / YNAB Export (CSV)

.CSV EXPORT

Fuzzy matches within a ±4 day posting window, identifies missing transactions, and flags flipped signs.

Click to select or drop Monarch CSV export
Exported from Monarch Web: Accounts → Edit → Download transactions
Monarch Web: Accounts → Edit → Download transactions±4 Days Window
1. Missing Rows Backfill CSV

Catches transactions dropped by Plaid/Finicity using a ±4 day posting window so you never import duplicates.

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Fixes backward credit card +/- signs and updates 1,000+ existing rows via Monarch Transaction IDs with 0 API writes.

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Generates a deduplicated daily running balance file so your Monarch Net Worth graph updates without "Invalid DateTime" errors.

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Inspect statements client-side and export your first 25 missing rows free.

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